At RM Mortgage Solutions we can refer you to an equity release specialist in Birmingham who will be able to provide advice and discuss your options.

An equity release home reversion plan allows you to sell all or part of your home to a reversion company in exchange for a cash lump sum. You are also able to live in your home for as long as you wish. If you don’t sell 100% of your property to the reversion company, then the percentage of the property you own can be a left as an inheritance to you loved ones.

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what our clients are saying

We are Highly Rated Mortgage Broker in Birmingham

As a well established independent mortgage broker in Birmingham, we take a lot of pride in providing our clients with a first class service. We have successfully helped to arrange mortgages for first-time buyers, home movers, landlords, and clients remortgaging across Birmingham including Lichfield, Walsall, Wolverhampton, Coventry & Tamworth. This is illustrated by the many outstanding reviews our clients have written about us.

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Calin Marginean
				Hi everyone, the first time I bought a house, it's a long process, and without Chris' help I would have given up! thank you very much chris! call with confidence, very professional, they answer very quickly on the phone, emails. they find the best, efficient and quick solutions to the problems encountered during the house purchase process! I write all this after a previous less pleasant experience! ALL THE BEST FOR THIS TEAM!!!
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Pam W.
				Chris was our broker, and he was wonderful! This was our first time buying a house in the UK and it was very different than what we were used to (and our process went on a bit longer than normal) but Chris answered every question and helped advocate for us. We were very happy with the service.
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Caroline Adams
				Chris has been a star, super service, excellent attention to detail. Always goes above and beyond. Definitely use again and would recommend 100%. Thank Chris.
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Chantelle Abratis
				Richard was is very knowledgeable about various property strategies which makes things so much easier as a property investor. I look forward to working with RM Mortgage solutions on my next project.
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Jon Edwards
				RM are fantastic, I've used them twice now and I would recommend them highly. Chris offered a great service from start to end.
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Nauman Khan
				Chris you are a star as always! Thank you for going that extra mile every time I’ve come to you for the services. Thanks
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Manolis Xagorarakis
				I am using RM Mortgage Solutions Ltd for years and every time I need Mortgages they always sort it out for me whether is a new mortgage or remortgage . I am happy about result .
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Shannon Maguire
				Chris at RM Mortgage Solutions Ltd was a massive help at securing us a mortgage for our first house. As first time buyers we weren’t entirely sure on how everything worked or what to do, Chris was able to walk us through the process and answered all of questions. He was extremely patient with us and explained everything in detail, and was always very quick at getting back to us and providing frequent updates throughout the entire process. I couldn’t recommend Chris enough to anyone seeking a mortgage!
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June Gilchrist
				When I needed to release funds to from my property, Chris found the right solution for me quickly. He organised everything from start to finish and all was completed in less than a month. I would highly recommend this company as Chris is both very knowledgeable and super supportive throughout.
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eve goff taylor
				Thoroughly recommend RM mortgage solutions. A stressful process made quick easy and efficient, by Chris being able to take the pressures away. 5 star service and would highly recommend. Thank you for your help Chris, James.
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Gail Maguire
				We had an excellent experience with Chris from RM Mortgage Solutions. My husband and I, decided on having a remortgage, which ended up being an extremely complicated situation, we thought we were never going to find a lender. Thankfully, Chris was amazing at finding us a mortgage for a non traditional build with our credit scores. He helped us through the process and made it a lot easier for us through explaining how it will work step by step, consistently keeping us up to date, offering guidance and support, especially when things were a bit difficult. If I could give Chris more than 5 stars, I would. I cannot recommend him and his expertise enough! He is also currently handling my daughter and her partners mortgage as first time buyers, and the process has been stress free for them, thanks to Chris.
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yin Tracy
				Chris at RM Mortgage Solutions Ltd was an absolute star in helping us secure our first mortgage. As first-time buyers, we had a lot of questions and uncertainties, but Chris was always there with clear, concise answers. His patience was remarkable—never once did we feel rushed or pressured, even when we had countless questions. Chris took the time to explain everything in detail and made sure we felt confident in our decisions. We’re so grateful for his exceptional service and would recommend RM Mortgage Solutions Ltd to anyone, especially if you’re a first-time buyer looking for a trustworthy and patient advisor
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Equity Release Home Reversion Plan Birmingham

Advantages of an Equity Release Home Reversion Plan

The cash released can be spent on whatever you like.
You are able to guarantee an inheritance.
If the property increases in value, your estate will still benefit from this and so will the percentage of the property that you own.
The older you are, the more money you will be able to release with an equity release reversion plan.
You can typically raise a larger sum from your home with an equity release reversion plan than would be available with an equity release lifetime mortgage.

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If you’re considering an equity release mortgage, speak to our specialised advisors today for a referral and support.

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Disadvantages of an Equity Release Home Reversion Plan

You will no longer benefit from any future house price rises on the proportion of the property that you have sold.
The amount you leave as an inheritance will be reduced.
Your entitlement to state benefits may be affected.
The home reversion company will buy your home at a discount to its current market value as they are giving you the absolute right to remain in your home for life, rent free.
If you pass away soon after taking out the plan, you have effectively sold your property on the cheap. However, some plans have provisions in place so that you are protected.
A home reversion plan cannot usually be reversed as you are selling part of your home.

Why trust RM Mortgages Solutions?

By choosing us as your mortgage advisor, you can be sure to receive comprehensive advice from experienced professionals with access to cutting-edge information about the current mortgage market. Our team of experienced professionals takes pride in their ability to build long-term relationships with clients and assist them throughout the entire mortgage process, from start to finish.

We understand that each client’s situation is different, so we work hard to ensure that each mortgage is tailored specifically to fit your requirements. We always provide impartial advice and unbiased opinions – allowing our clients complete peace of mind when making important financial decisions.

To discover what RM Mortgage Solutions can do for you, get in touch with our specialist advisors today.

Equity Release may involve a lifetime mortgage or home reversion plan which is secured against your property. To understand the features and risks always ask for a personalised illustration.

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