How your home can give back to you

At RM Mortgage Solutions we can refer you to an equity release specialist in Birmingham who will be able to provide expert advice, attentive support, and help you choose the right option for you.

Equity release is a financial product designed to enable homeowners over the age of 55 to unlock money from their home without having to sell it. This type of release allows individuals to borrow a lump sum or smaller amounts over time, while still retaining ownership of their property.

Equity Release advisers in Birmingham & Solihull can advise you on mortgages that let you use some of the equity in your home to fund a regular income or to take as tax free cash to spend as you wish.

Equity release is available for those who:

Are aged between 55-95 (both partners, if couple)
Own a home typically worth at least £70,000
Live within the UK (including Northern Ireland)

If you want to learn more about equity release and how it can help you, get in touch today.

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what our clients are saying

We are Highly Rated Mortgage Broker in Birmingham

As a well established independent mortgage broker in Birmingham, we take a lot of pride in providing our clients with a first class service. We have successfully helped to arrange mortgages for first-time buyers, home movers, landlords, and clients remortgaging across Birmingham including Lichfield, Walsall, Wolverhampton, Coventry & Tamworth. This is illustrated by the many outstanding reviews our clients have written about us.

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Calin Marginean
				Hi everyone, the first time I bought a house, it's a long process, and without Chris' help I would have given up! thank you very much chris! call with confidence, very professional, they answer very quickly on the phone, emails. they find the best, efficient and quick solutions to the problems encountered during the house purchase process! I write all this after a previous less pleasant experience! ALL THE BEST FOR THIS TEAM!!!
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Pam W.
				Chris was our broker, and he was wonderful! This was our first time buying a house in the UK and it was very different than what we were used to (and our process went on a bit longer than normal) but Chris answered every question and helped advocate for us. We were very happy with the service.
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Caroline Adams
				Chris has been a star, super service, excellent attention to detail. Always goes above and beyond. Definitely use again and would recommend 100%. Thank Chris.
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Chantelle Abratis
				Richard was is very knowledgeable about various property strategies which makes things so much easier as a property investor. I look forward to working with RM Mortgage solutions on my next project.
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Jon Edwards
				RM are fantastic, I've used them twice now and I would recommend them highly. Chris offered a great service from start to end.
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Nauman Khan
				Chris you are a star as always! Thank you for going that extra mile every time I’ve come to you for the services. Thanks
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Manolis Xagorarakis
				I am using RM Mortgage Solutions Ltd for years and every time I need Mortgages they always sort it out for me whether is a new mortgage or remortgage . I am happy about result .
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Shannon Maguire
				Chris at RM Mortgage Solutions Ltd was a massive help at securing us a mortgage for our first house. As first time buyers we weren’t entirely sure on how everything worked or what to do, Chris was able to walk us through the process and answered all of questions. He was extremely patient with us and explained everything in detail, and was always very quick at getting back to us and providing frequent updates throughout the entire process. I couldn’t recommend Chris enough to anyone seeking a mortgage!
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June Gilchrist
				When I needed to release funds to from my property, Chris found the right solution for me quickly. He organised everything from start to finish and all was completed in less than a month. I would highly recommend this company as Chris is both very knowledgeable and super supportive throughout.
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eve goff taylor
				Thoroughly recommend RM mortgage solutions. A stressful process made quick easy and efficient, by Chris being able to take the pressures away. 5 star service and would highly recommend. Thank you for your help Chris, James.
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Gail Maguire
				We had an excellent experience with Chris from RM Mortgage Solutions. My husband and I, decided on having a remortgage, which ended up being an extremely complicated situation, we thought we were never going to find a lender. Thankfully, Chris was amazing at finding us a mortgage for a non traditional build with our credit scores. He helped us through the process and made it a lot easier for us through explaining how it will work step by step, consistently keeping us up to date, offering guidance and support, especially when things were a bit difficult. If I could give Chris more than 5 stars, I would. I cannot recommend him and his expertise enough! He is also currently handling my daughter and her partners mortgage as first time buyers, and the process has been stress free for them, thanks to Chris.
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yin Tracy
				Chris at RM Mortgage Solutions Ltd was an absolute star in helping us secure our first mortgage. As first-time buyers, we had a lot of questions and uncertainties, but Chris was always there with clear, concise answers. His patience was remarkable—never once did we feel rushed or pressured, even when we had countless questions. Chris took the time to explain everything in detail and made sure we felt confident in our decisions. We’re so grateful for his exceptional service and would recommend RM Mortgage Solutions Ltd to anyone, especially if you’re a first-time buyer looking for a trustworthy and patient advisor
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Different Types of Equity Release

There are a variety of equity release plans available, including:

Lifetime mortgages
Drawdown lifetime mortgages
Interest only lifetime mortgages
Home reversion plans

Choosing the perfect plan for you can be challenging and frustrating. You may want to read up on the different types of equity release plans to gain a level of understanding before consulting a professional. But whatever level of understanding you have, RM Mortgage Solutions can help put you in contact with an advisor who can help you feel like an expert.

If you’re considering releasing money from your property, call us for a chat to discuss your financial options without the fuss.

speak with an expert

For equity release advice tailored to your specific needs, get a referral today from RM Mortgage Solutions.

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Why Should You Choose Equity Release

Equity release comes with a whole range of benefits designed to directly assist the homeowner. It enables you to remain living in your home whilst also helping you to:

Generate a capital lump sum
Provide an additional income
Home improvements
Fund support for friends and relatives
Fund holidays or a holiday home
Fund long term care

Equity release has long been surrounded by a degree of stigma, as many people view it as an extreme measure undertaken only in dire financial circumstances. This misguided notion is rooted in the idea that equity release requires homeowners to give up a portion of their property’s value in exchange for cash – a notion that is simply inaccurate.

When guided by the right company, equity release can be done safely and securely, providing multi-faceted benefits for both the homeowner and the home itself.

To explore how RM Mortgage Solutions can assist, get in touch with our expert team today.

how we can help

Mortgages, Protection & Insurance Made Simple

First Time Buyer Mortgage

Are you ready to take your first step onto the property ladder? RM Mortgage Solutions offer support and advice to help all first-time buyers in Birmingham

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Remortgage

Explore all the facts on remortgaging your property with a friendly Birmingham mortgage advisor.

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Mortgage Calculator

Looking for an easy way to figure out what your Birmingham mortgage payments might be? Try our mortgage calculator to help work out your affordability.

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Equity Release

Property rich, cash poor? Want to know how to unlock your property’s equity? Discover more about Equity Release here.

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Protection

Not sure what the future holds? Find out how to protect what matters most with Birmingham life insurance, critical illness and income protection.

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Buy-to-Let

Thinking about investing in buy-to-let? Your friendly and knowledgeable independent mortgage advisor in Birmingham can guide you all the way.

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Equity Release may involve a lifetime mortgage or home reversion plan which is secured against your property. To understand the features and risks always ask for a personalised illustration.

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Take the first step into owning your very own home

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RM Mortgage Solutions Birmingham

Little Sutton Lane,
Sutton Coldfield,
Birmingham B75 6SW

RM Mortgage Solutions Tamworth

Electric House,
Ninian Way,
Tamworth B77 5DE